CNN Money has a great story about who will and won’t be able to get a mortgage in the coming months. To their view, about 90% of the people who apply for a mortgage will qualify, but with restrictions. They list five things you must have to get a loan these days;
1. A healthy credit score
2. A low debt to income ratio
3. A healthy down payment (at least 10%)
4. Verifiable income
5. Be looking for a loan less than $417,000
If that sounds like you, this whole mortgage thing might not be such a crisis for you after all. Now, if you want to get the best deals on mortgages, you’re going to want a bigger down payment and a higher credit score. While credit scores may not have mattered much six months ago, it makes a difference now.
This story is worth the read. Click here to get all the details.
Check Current Mortgage Rates at SaveOnRefinance.com
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